One can’t argue about this – Halloween is one of the greatest holidays during the year. We all love the time when we can pretend to be someone else, even for just a day. What’s truly exciting about this holiday is that we can dress up in all types of clothes and play roles, which we’ve only dreamt of.

But it doesn’t have to be Halloween for you to dress up in a cute fancy dress. There are many occasions on which costumes and peculiar attire are not only allowed but expected. Don’t you love dressing up in sweet Christmas costumes? We adore the time, when it’s cold and white outside and we are at home, having fun in jolly festive outfit. There are also the theme parties, hen and stag parties, birthdays and so on, when guests are invited to join in a noisy masquerade. If you search for ideas of your fancy dress for the next party, then you’ve probably found the right place. Here are our favourite ideas for ladies’ fancy dresses.

The animalistic theme is practically infinite. You can choose from hundreds of popular animal images such as a ladybird, a sweet bunny, a honeybee, or if your sense of humour expands to arcade games – indeed an Angry Bird. Want to get the looks at that party? Try a fatal catwoman costume or a bashful Minnie Mouse attire. Either of them works perfectly. The animal fancy dress world is endless, so just unleash your imagination.

Pop & Rock Stars
Well, this type of costumes are great fun, especially if you have a soft spot in your heart for popular music and if your friends adore your singing. Goldies-oldies outfit, a good old ABBA, Elvis or Madonna costume is just for you if you plan a wild karaoke night out or a your best friend’s hen party. With it you’ll become a legend, girl.

The Nurse
Now, this is simply classic. It’s also one of our favourite of the bunch, if not for anything else but for the fact that the nurse fancy dress is simple and cute at the same time. If you want to achieve an awesome image, go ahead and pick up either a braver or a more modest nurse uniform.

Historical and period fancy dress
We can’t hide it – we simply adore the 20s. You will look adorable in a tiered flapper dress or a sleeveless crewneck shift dress with lace overlay. You can be a jazz singer or a gangsta. All that glitters is not gold, but the more glittering and glossy, the deeper into the 20s theme you are. Put on that Gatsby Girl look and drive to the sunset.

Do you feel excited about the next theme party? Now you are perfectly attired for a wild night out. Enjoy it.

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Collectors of antique and classic vehicles must not only insure their vehicles in case of an accident, but they must ensure they can get the full value for their vehicle if destroyed. Just like you wouldn’t take a 1938 Phantom Corsair to just any mechanic, owners of antique cars don’t get collector car insurance at just any agency. Several specialized insurance agencies offer policies to collectors that take into account the special nature of the vehicle being insured. Not all cars qualify for collectors insurance, however, and owners who want a collector’s policy also have a few qualifications they too must meet.

Does your vehicle qualify?

While each company has its own requirements, most companies require the classic vehicle being insured is not used for daily transportation. The vehicle must also be stored in an enclosed, secure building, and each driver in the insured household must have a vehicle they use for daily transportation. Drivers in the insured household must also have two or fewer minor traffic violations or accidents in order to qualify. A vehicle needs to be at least 20 to 25 years old to qualify for collectable status. However, due to the increase in automobile production during the 70s and 80s, not all vehicles from that time period may qualify. Some new, limited production or exotic and special interests cars may also qualify for coverage. Consult with the collectors’ insurance company of your choice to see if your vehicle qualifies.

Benefits of collectors’ car insurance

Collectors’ car insurance offers owners several benefits not available with normal insurance policies. Because your antique car only comes out of the garage on special occasions, premiums are much lower than for a car you drive everyday. The value of an antique or collectors’ vehicle can also vary, as owners must consider the difficulty of finding a replacement for their vehicle if destroyed when calculating the car’s worth. Most specialty auto insurance companies will work with you to establish an agreed upon value for your car. If your car is destroyed in an accident, you receive the agreed upon amount with no hassle or negotiation. Because they only insure antique and collectible cars, you can expect the insurance agents working for these specialty companies to be knowledgeable and experienced when dealing with unique automobiles. This experience will allow them to recommend the right insurance policy for you and your car. Hagerty Insurance and Grundy Insurance are two of the many companies that specialize in collectable and antique cars.

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